LTV · monthly repayment
▼ 0.50% · 3.625%
HK$387,976
−HK$24,329/mo
▼ 0.25% · 3.875%
HK$400,044
−HK$12,261/mo
Today · 4.125%
HK$412,305
baseline
▲ 0.50% · 4.625%
HK$437,393
+HK$25,088/mo
Deposit HK$85.07M · loan HK$85.07M · min. income ≈ HK$824,610/mo (50% DSR)
Upfront cash ≈ HK$96.13M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,619
−HK$23,319/mo
▼ 0.25% · 3.875%
HK$443,195
−HK$11,743/mo
Today · 4.125%
HK$454,938
baseline
▲ 0.50% · 4.625%
HK$478,919
+HK$23,981/mo
Deposit HK$85.07M · loan HK$85.07M · min. income ≈ HK$909,876/mo (50% DSR)
Upfront cash ≈ HK$96.13M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,571
−HK$29,195/mo
▼ 0.25% · 3.875%
HK$480,053
−HK$14,713/mo
Today · 4.125%
HK$494,766
baseline
▲ 0.50% · 4.625%
HK$524,872
+HK$30,106/mo
Deposit HK$68.06M · loan HK$102.09M · min. income ≈ HK$989,532/mo (50% DSR)
Upfront cash ≈ HK$79.12M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$517,943
−HK$27,983/mo
▼ 0.25% · 3.875%
HK$531,834
−HK$14,092/mo
Today · 4.125%
HK$545,926
baseline
▲ 0.50% · 4.625%
HK$574,702
+HK$28,776/mo
Deposit HK$68.06M · loan HK$102.09M · min. income ≈ HK$1,091,852/mo (50% DSR)
Upfront cash ≈ HK$79.12M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$543,166
−HK$34,061/mo
▼ 0.25% · 3.875%
HK$560,062
−HK$17,165/mo
Today · 4.125%
HK$577,227
baseline
▲ 0.50% · 4.625%
HK$612,350
+HK$35,123/mo
Deposit HK$51.04M · loan HK$119.10M · min. income ≈ HK$1,154,454/mo (50% DSR)
Upfront cash ≈ HK$62.10M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$604,267
−HK$32,646/mo
▼ 0.25% · 3.875%
HK$620,473
−HK$16,440/mo
Today · 4.125%
HK$636,913
baseline
▲ 0.50% · 4.625%
HK$670,486
+HK$33,573/mo
Deposit HK$51.04M · loan HK$119.10M · min. income ≈ HK$1,273,826/mo (50% DSR)
Upfront cash ≈ HK$62.10M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$698,356
−HK$43,793/mo
▼ 0.25% · 3.875%
HK$720,079
−HK$22,070/mo
Today · 4.125%
HK$742,149
baseline
▲ 0.50% · 4.625%
HK$787,307
+HK$45,158/mo
Deposit HK$17.01M · loan HK$153.13M · min. income ≈ HK$1,484,298/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$776,914
−HK$41,975/mo
▼ 0.25% · 3.875%
HK$797,751
−HK$21,138/mo
Today · 4.125%
HK$818,889
baseline
▲ 0.50% · 4.625%
HK$862,053
+HK$43,164/mo
Deposit HK$17.01M · loan HK$153.13M · min. income ≈ HK$1,637,778/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$11,059,467 · Scale 2, in force from 26 Feb 2026)