LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,799
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,006
−HK$1,226/mo
Today · 4.125%
HK$41,232
baseline
▲ 0.50% · 4.625%
HK$43,741
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,464/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,164
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,321
−HK$1,175/mo
Today · 4.125%
HK$45,496
baseline
▲ 0.50% · 4.625%
HK$47,894
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,992/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,559
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,007
−HK$1,472/mo
Today · 4.125%
HK$49,479
baseline
▲ 0.50% · 4.625%
HK$52,489
+HK$3,010/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,958/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,797
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,186
−HK$1,409/mo
Today · 4.125%
HK$54,595
baseline
▲ 0.50% · 4.625%
HK$57,473
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,190/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,319
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,009
−HK$1,716/mo
Today · 4.125%
HK$57,725
baseline
▲ 0.50% · 4.625%
HK$61,238
+HK$3,513/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,450/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,429
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,050
−HK$1,644/mo
Today · 4.125%
HK$63,694
baseline
▲ 0.50% · 4.625%
HK$67,052
+HK$3,358/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,388/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,839
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$72,011
−HK$2,207/mo
Today · 4.125%
HK$74,218
baseline
▲ 0.50% · 4.625%
HK$78,734
+HK$4,516/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,436/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,695
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,779
−HK$2,113/mo
Today · 4.125%
HK$81,892
baseline
▲ 0.50% · 4.625%
HK$86,209
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,784/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,075 · Scale 2, in force from 26 Feb 2026)