LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,801
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,008
−HK$1,226/mo
Today · 4.125%
HK$41,234
baseline
▲ 0.50% · 4.625%
HK$43,743
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,468/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,165
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,323
−HK$1,174/mo
Today · 4.125%
HK$45,497
baseline
▲ 0.50% · 4.625%
HK$47,896
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,994/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,561
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,009
−HK$1,472/mo
Today · 4.125%
HK$49,481
baseline
▲ 0.50% · 4.625%
HK$52,491
+HK$3,010/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,962/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,798
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,188
−HK$1,409/mo
Today · 4.125%
HK$54,597
baseline
▲ 0.50% · 4.625%
HK$57,475
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,194/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,321
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,011
−HK$1,716/mo
Today · 4.125%
HK$57,727
baseline
▲ 0.50% · 4.625%
HK$61,240
+HK$3,513/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,454/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,432
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,052
−HK$1,644/mo
Today · 4.125%
HK$63,696
baseline
▲ 0.50% · 4.625%
HK$67,054
+HK$3,358/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,392/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,841
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,014
−HK$2,207/mo
Today · 4.125%
HK$74,221
baseline
▲ 0.50% · 4.625%
HK$78,737
+HK$4,516/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,442/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,698
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,781
−HK$2,114/mo
Today · 4.125%
HK$81,895
baseline
▲ 0.50% · 4.625%
HK$86,212
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,790/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,098 · Scale 2, in force from 26 Feb 2026)