LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,802
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,009
−HK$1,226/mo
Today · 4.125%
HK$41,235
baseline
▲ 0.50% · 4.625%
HK$43,744
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,470/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,167
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,324
−HK$1,175/mo
Today · 4.125%
HK$45,499
baseline
▲ 0.50% · 4.625%
HK$47,897
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,998/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,562
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,011
−HK$1,471/mo
Today · 4.125%
HK$49,482
baseline
▲ 0.50% · 4.625%
HK$52,493
+HK$3,011/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,964/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,800
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,189
−HK$1,410/mo
Today · 4.125%
HK$54,599
baseline
▲ 0.50% · 4.625%
HK$57,477
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,198/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,323
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,012
−HK$1,717/mo
Today · 4.125%
HK$57,729
baseline
▲ 0.50% · 4.625%
HK$61,242
+HK$3,513/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,458/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,433
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,054
−HK$1,644/mo
Today · 4.125%
HK$63,698
baseline
▲ 0.50% · 4.625%
HK$67,056
+HK$3,358/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,396/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,843
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,016
−HK$2,207/mo
Today · 4.125%
HK$74,223
baseline
▲ 0.50% · 4.625%
HK$78,739
+HK$4,516/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,446/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,700
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,784
−HK$2,114/mo
Today · 4.125%
HK$81,898
baseline
▲ 0.50% · 4.625%
HK$86,215
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,796/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,116 · Scale 2, in force from 26 Feb 2026)