LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,802
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,009
−HK$1,227/mo
Today · 4.125%
HK$41,236
baseline
▲ 0.50% · 4.625%
HK$43,745
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,472/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,167
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,325
−HK$1,174/mo
Today · 4.125%
HK$45,499
baseline
▲ 0.50% · 4.625%
HK$47,898
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,998/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,563
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,011
−HK$1,472/mo
Today · 4.125%
HK$49,483
baseline
▲ 0.50% · 4.625%
HK$52,494
+HK$3,011/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,966/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,801
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,190
−HK$1,409/mo
Today · 4.125%
HK$54,599
baseline
▲ 0.50% · 4.625%
HK$57,477
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,198/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,323
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,013
−HK$1,717/mo
Today · 4.125%
HK$57,730
baseline
▲ 0.50% · 4.625%
HK$61,243
+HK$3,513/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,460/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,434
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,055
−HK$1,644/mo
Today · 4.125%
HK$63,699
baseline
▲ 0.50% · 4.625%
HK$67,057
+HK$3,358/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,398/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,844
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,017
−HK$2,207/mo
Today · 4.125%
HK$74,224
baseline
▲ 0.50% · 4.625%
HK$78,740
+HK$4,516/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,448/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,701
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,785
−HK$2,114/mo
Today · 4.125%
HK$81,899
baseline
▲ 0.50% · 4.625%
HK$86,216
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,798/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,125 · Scale 2, in force from 26 Feb 2026)