LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,804
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,011
−HK$1,227/mo
Today · 4.125%
HK$41,238
baseline
▲ 0.50% · 4.625%
HK$43,747
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,476/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,169
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,327
−HK$1,175/mo
Today · 4.125%
HK$45,502
baseline
▲ 0.50% · 4.625%
HK$47,900
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,004/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,565
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,014
−HK$1,471/mo
Today · 4.125%
HK$49,485
baseline
▲ 0.50% · 4.625%
HK$52,496
+HK$3,011/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,970/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,803
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,193
−HK$1,409/mo
Today · 4.125%
HK$54,602
baseline
▲ 0.50% · 4.625%
HK$57,480
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,204/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,326
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,016
−HK$1,717/mo
Today · 4.125%
HK$57,733
baseline
▲ 0.50% · 4.625%
HK$61,246
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$115,466/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,437
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,058
−HK$1,645/mo
Today · 4.125%
HK$63,703
baseline
▲ 0.50% · 4.625%
HK$67,060
+HK$3,357/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$127,406/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,848
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,021
−HK$2,207/mo
Today · 4.125%
HK$74,228
baseline
▲ 0.50% · 4.625%
HK$78,745
+HK$4,517/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,456/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,705
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,789
−HK$2,114/mo
Today · 4.125%
HK$81,903
baseline
▲ 0.50% · 4.625%
HK$86,220
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,806/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,159 · Scale 2, in force from 26 Feb 2026)