LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,807
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,014
−HK$1,227/mo
Today · 4.125%
HK$41,241
baseline
▲ 0.50% · 4.625%
HK$43,750
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,482/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,172
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,330
−HK$1,175/mo
Today · 4.125%
HK$45,505
baseline
▲ 0.50% · 4.625%
HK$47,903
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,010/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,568
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,017
−HK$1,472/mo
Today · 4.125%
HK$49,489
baseline
▲ 0.50% · 4.625%
HK$52,500
+HK$3,011/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,978/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,807
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,196
−HK$1,410/mo
Today · 4.125%
HK$54,606
baseline
▲ 0.50% · 4.625%
HK$57,484
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,212/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,330
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,020
−HK$1,717/mo
Today · 4.125%
HK$57,737
baseline
▲ 0.50% · 4.625%
HK$61,250
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$115,474/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,441
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,062
−HK$1,645/mo
Today · 4.125%
HK$63,707
baseline
▲ 0.50% · 4.625%
HK$67,065
+HK$3,358/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$127,414/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,853
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,025
−HK$2,208/mo
Today · 4.125%
HK$74,233
baseline
▲ 0.50% · 4.625%
HK$78,750
+HK$4,517/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,466/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,710
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,794
−HK$2,115/mo
Today · 4.125%
HK$81,909
baseline
▲ 0.50% · 4.625%
HK$86,226
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,818/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,201 · Scale 2, in force from 26 Feb 2026)