LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,808
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,015
−HK$1,226/mo
Today · 4.125%
HK$41,241
baseline
▲ 0.50% · 4.625%
HK$43,751
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,482/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,173
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,331
−HK$1,175/mo
Today · 4.125%
HK$45,506
baseline
▲ 0.50% · 4.625%
HK$47,905
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,012/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,569
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,018
−HK$1,472/mo
Today · 4.125%
HK$49,490
baseline
▲ 0.50% · 4.625%
HK$52,501
+HK$3,011/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,980/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,808
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,197
−HK$1,410/mo
Today · 4.125%
HK$54,607
baseline
▲ 0.50% · 4.625%
HK$57,485
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,214/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,331
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,021
−HK$1,717/mo
Today · 4.125%
HK$57,738
baseline
▲ 0.50% · 4.625%
HK$61,251
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$115,476/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,443
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,064
−HK$1,644/mo
Today · 4.125%
HK$63,708
baseline
▲ 0.50% · 4.625%
HK$67,066
+HK$3,358/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$127,416/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,854
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,027
−HK$2,208/mo
Today · 4.125%
HK$74,235
baseline
▲ 0.50% · 4.625%
HK$78,752
+HK$4,517/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,470/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,712
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,796
−HK$2,115/mo
Today · 4.125%
HK$81,911
baseline
▲ 0.50% · 4.625%
HK$86,228
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,822/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,216 · Scale 2, in force from 26 Feb 2026)