LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,808
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,226/mo
Today · 4.125%
HK$41,242
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,484/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,174
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,332
−HK$1,175/mo
Today · 4.125%
HK$45,507
baseline
▲ 0.50% · 4.625%
HK$47,905
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,014/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,570
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,019
−HK$1,471/mo
Today · 4.125%
HK$49,490
baseline
▲ 0.50% · 4.625%
HK$52,502
+HK$3,012/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,980/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,809
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,198
−HK$1,410/mo
Today · 4.125%
HK$54,608
baseline
▲ 0.50% · 4.625%
HK$57,486
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,216/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,332
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,022
−HK$1,717/mo
Today · 4.125%
HK$57,739
baseline
▲ 0.50% · 4.625%
HK$61,252
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$115,478/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,444
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,065
−HK$1,644/mo
Today · 4.125%
HK$63,709
baseline
▲ 0.50% · 4.625%
HK$67,067
+HK$3,358/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$127,418/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,855
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,028
−HK$2,208/mo
Today · 4.125%
HK$74,236
baseline
▲ 0.50% · 4.625%
HK$78,753
+HK$4,517/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,472/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,713
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,797
−HK$2,115/mo
Today · 4.125%
HK$81,912
baseline
▲ 0.50% · 4.625%
HK$86,229
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,824/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,225 · Scale 2, in force from 26 Feb 2026)