LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,809
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,227/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,175
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,333
−HK$1,174/mo
Today · 4.125%
HK$45,507
baseline
▲ 0.50% · 4.625%
HK$47,906
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,014/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,571
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,020
−HK$1,471/mo
Today · 4.125%
HK$49,491
baseline
▲ 0.50% · 4.625%
HK$52,503
+HK$3,012/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,982/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,810
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,199
−HK$1,410/mo
Today · 4.125%
HK$54,609
baseline
▲ 0.50% · 4.625%
HK$57,487
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,218/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,333
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,023
−HK$1,717/mo
Today · 4.125%
HK$57,740
baseline
▲ 0.50% · 4.625%
HK$61,253
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$115,480/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,445
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,066
−HK$1,644/mo
Today · 4.125%
HK$63,710
baseline
▲ 0.50% · 4.625%
HK$67,069
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$127,420/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,856
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,029
−HK$2,208/mo
Today · 4.125%
HK$74,237
baseline
▲ 0.50% · 4.625%
HK$78,754
+HK$4,517/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,474/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,715
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,799
−HK$2,114/mo
Today · 4.125%
HK$81,913
baseline
▲ 0.50% · 4.625%
HK$86,231
+HK$4,318/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,826/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,237 · Scale 2, in force from 26 Feb 2026)