LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,810
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,017
−HK$1,226/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,753
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,175
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,333
−HK$1,175/mo
Today · 4.125%
HK$45,508
baseline
▲ 0.50% · 4.625%
HK$47,907
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,016/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,572
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,020
−HK$1,472/mo
Today · 4.125%
HK$49,492
baseline
▲ 0.50% · 4.625%
HK$52,504
+HK$3,012/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,984/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,810
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,200
−HK$1,410/mo
Today · 4.125%
HK$54,610
baseline
▲ 0.50% · 4.625%
HK$57,488
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,220/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,334
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$56,024
−HK$1,717/mo
Today · 4.125%
HK$57,741
baseline
▲ 0.50% · 4.625%
HK$61,254
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$115,482/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,446
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,067
−HK$1,644/mo
Today · 4.125%
HK$63,711
baseline
▲ 0.50% · 4.625%
HK$67,070
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$127,422/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,857
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,030
−HK$2,208/mo
Today · 4.125%
HK$74,238
baseline
▲ 0.50% · 4.625%
HK$78,755
+HK$4,517/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,476/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,716
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,800
−HK$2,114/mo
Today · 4.125%
HK$81,914
baseline
▲ 0.50% · 4.625%
HK$86,232
+HK$4,318/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,828/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,246 · Scale 2, in force from 26 Feb 2026)