LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,813
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,020
−HK$1,227/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,757
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,179
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,337
−HK$1,175/mo
Today · 4.125%
HK$45,512
baseline
▲ 0.50% · 4.625%
HK$47,911
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,024/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,576
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,024
−HK$1,472/mo
Today · 4.125%
HK$49,496
baseline
▲ 0.50% · 4.625%
HK$52,508
+HK$3,012/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,992/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,815
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,204
−HK$1,410/mo
Today · 4.125%
HK$54,614
baseline
▲ 0.50% · 4.625%
HK$57,493
+HK$2,879/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,228/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,338
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,028
−HK$1,718/mo
Today · 4.125%
HK$57,746
baseline
▲ 0.50% · 4.625%
HK$61,259
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$115,492/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,451
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,072
−HK$1,645/mo
Today · 4.125%
HK$63,717
baseline
▲ 0.50% · 4.625%
HK$67,075
+HK$3,358/mo
Deposit HK$5.11M · loan HK$11.91M · min. income ≈ HK$127,434/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,863
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,036
−HK$2,208/mo
Today · 4.125%
HK$74,244
baseline
▲ 0.50% · 4.625%
HK$78,762
+HK$4,518/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,488/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,722
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,807
−HK$2,114/mo
Today · 4.125%
HK$81,921
baseline
▲ 0.50% · 4.625%
HK$86,240
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,842/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,300 · Scale 2, in force from 26 Feb 2026)