LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,814
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,021
−HK$1,227/mo
Today · 4.125%
HK$41,248
baseline
▲ 0.50% · 4.625%
HK$43,757
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,496/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,180
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,338
−HK$1,175/mo
Today · 4.125%
HK$45,513
baseline
▲ 0.50% · 4.625%
HK$47,912
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,026/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,576
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,025
−HK$1,472/mo
Today · 4.125%
HK$49,497
baseline
▲ 0.50% · 4.625%
HK$52,509
+HK$3,012/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,994/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,816
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,205
−HK$1,410/mo
Today · 4.125%
HK$54,615
baseline
▲ 0.50% · 4.625%
HK$57,494
+HK$2,879/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,230/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,339
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,029
−HK$1,718/mo
Today · 4.125%
HK$57,747
baseline
▲ 0.50% · 4.625%
HK$61,260
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,494/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,452
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,073
−HK$1,645/mo
Today · 4.125%
HK$63,718
baseline
▲ 0.50% · 4.625%
HK$67,076
+HK$3,358/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,436/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,865
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,038
−HK$2,208/mo
Today · 4.125%
HK$74,246
baseline
▲ 0.50% · 4.625%
HK$78,763
+HK$4,517/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,492/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,724
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,808
−HK$2,115/mo
Today · 4.125%
HK$81,923
baseline
▲ 0.50% · 4.625%
HK$86,241
+HK$4,318/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,846/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,311 · Scale 2, in force from 26 Feb 2026)