LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,814
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,022
−HK$1,226/mo
Today · 4.125%
HK$41,248
baseline
▲ 0.50% · 4.625%
HK$43,758
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,496/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,181
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,339
−HK$1,174/mo
Today · 4.125%
HK$45,513
baseline
▲ 0.50% · 4.625%
HK$47,913
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,026/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,577
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,026
−HK$1,472/mo
Today · 4.125%
HK$49,498
baseline
▲ 0.50% · 4.625%
HK$52,510
+HK$3,012/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,996/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,817
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,206
−HK$1,410/mo
Today · 4.125%
HK$54,616
baseline
▲ 0.50% · 4.625%
HK$57,495
+HK$2,879/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,232/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,340
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,030
−HK$1,718/mo
Today · 4.125%
HK$57,748
baseline
▲ 0.50% · 4.625%
HK$61,261
+HK$3,513/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,496/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,453
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,074
−HK$1,645/mo
Today · 4.125%
HK$63,719
baseline
▲ 0.50% · 4.625%
HK$67,078
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,438/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,866
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$72,039
−HK$2,208/mo
Today · 4.125%
HK$74,247
baseline
▲ 0.50% · 4.625%
HK$78,765
+HK$4,518/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,494/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,725
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,809
−HK$2,115/mo
Today · 4.125%
HK$81,924
baseline
▲ 0.50% · 4.625%
HK$86,243
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,848/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,322 · Scale 2, in force from 26 Feb 2026)