LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,820
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,027
−HK$1,227/mo
Today · 4.125%
HK$41,254
baseline
▲ 0.50% · 4.625%
HK$43,764
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,508/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,186
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,345
−HK$1,175/mo
Today · 4.125%
HK$45,520
baseline
▲ 0.50% · 4.625%
HK$47,919
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,040/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,584
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,033
−HK$1,472/mo
Today · 4.125%
HK$49,505
baseline
▲ 0.50% · 4.625%
HK$52,517
+HK$3,012/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$99,010/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,824
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,214
−HK$1,410/mo
Today · 4.125%
HK$54,624
baseline
▲ 0.50% · 4.625%
HK$57,503
+HK$2,879/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,248/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,347
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,038
−HK$1,718/mo
Today · 4.125%
HK$57,756
baseline
▲ 0.50% · 4.625%
HK$61,270
+HK$3,514/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,512/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,461
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,083
−HK$1,645/mo
Today · 4.125%
HK$63,728
baseline
▲ 0.50% · 4.625%
HK$67,087
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,456/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,875
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,049
−HK$2,208/mo
Today · 4.125%
HK$74,257
baseline
▲ 0.50% · 4.625%
HK$78,775
+HK$4,518/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,514/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,736
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$79,820
−HK$2,115/mo
Today · 4.125%
HK$81,935
baseline
▲ 0.50% · 4.625%
HK$86,254
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,870/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,409 · Scale 2, in force from 26 Feb 2026)