LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,820
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,028
−HK$1,227/mo
Today · 4.125%
HK$41,255
baseline
▲ 0.50% · 4.625%
HK$43,765
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,510/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,187
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,345
−HK$1,175/mo
Today · 4.125%
HK$45,520
baseline
▲ 0.50% · 4.625%
HK$47,920
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,040/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,584
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,033
−HK$1,472/mo
Today · 4.125%
HK$49,505
baseline
▲ 0.50% · 4.625%
HK$52,518
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$99,010/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,824
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,214
−HK$1,410/mo
Today · 4.125%
HK$54,624
baseline
▲ 0.50% · 4.625%
HK$57,504
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,248/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,348
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,039
−HK$1,717/mo
Today · 4.125%
HK$57,756
baseline
▲ 0.50% · 4.625%
HK$61,271
+HK$3,515/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,512/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,462
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,083
−HK$1,645/mo
Today · 4.125%
HK$63,728
baseline
▲ 0.50% · 4.625%
HK$67,088
+HK$3,360/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,456/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,876
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,050
−HK$2,208/mo
Today · 4.125%
HK$74,258
baseline
▲ 0.50% · 4.625%
HK$78,777
+HK$4,519/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,516/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,737
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,822
−HK$2,115/mo
Today · 4.125%
HK$81,937
baseline
▲ 0.50% · 4.625%
HK$86,256
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,874/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,418 · Scale 2, in force from 26 Feb 2026)