LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,821
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,028
−HK$1,227/mo
Today · 4.125%
HK$41,255
baseline
▲ 0.50% · 4.625%
HK$43,766
+HK$2,511/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,510/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,188
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,346
−HK$1,175/mo
Today · 4.125%
HK$45,521
baseline
▲ 0.50% · 4.625%
HK$47,921
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,042/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,585
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,034
−HK$1,472/mo
Today · 4.125%
HK$49,506
baseline
▲ 0.50% · 4.625%
HK$52,519
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$99,012/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,825
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,215
−HK$1,410/mo
Today · 4.125%
HK$54,625
baseline
▲ 0.50% · 4.625%
HK$57,505
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,250/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,349
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,040
−HK$1,717/mo
Today · 4.125%
HK$57,757
baseline
▲ 0.50% · 4.625%
HK$61,272
+HK$3,515/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,514/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,463
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,085
−HK$1,645/mo
Today · 4.125%
HK$63,730
baseline
▲ 0.50% · 4.625%
HK$67,089
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,460/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,878
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,051
−HK$2,209/mo
Today · 4.125%
HK$74,260
baseline
▲ 0.50% · 4.625%
HK$78,778
+HK$4,518/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,520/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,738
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,823
−HK$2,115/mo
Today · 4.125%
HK$81,938
baseline
▲ 0.50% · 4.625%
HK$86,257
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,876/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,431 · Scale 2, in force from 26 Feb 2026)