LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,822
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,030
−HK$1,227/mo
Today · 4.125%
HK$41,257
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,514/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,189
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,348
−HK$1,175/mo
Today · 4.125%
HK$45,523
baseline
▲ 0.50% · 4.625%
HK$47,922
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,046/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,587
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,036
−HK$1,472/mo
Today · 4.125%
HK$49,508
baseline
▲ 0.50% · 4.625%
HK$52,521
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,016/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,827
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,217
−HK$1,410/mo
Today · 4.125%
HK$54,627
baseline
▲ 0.50% · 4.625%
HK$57,507
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,254/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,351
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,042
−HK$1,717/mo
Today · 4.125%
HK$57,759
baseline
▲ 0.50% · 4.625%
HK$61,274
+HK$3,515/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,518/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,465
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,087
−HK$1,645/mo
Today · 4.125%
HK$63,732
baseline
▲ 0.50% · 4.625%
HK$67,091
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,464/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,880
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,054
−HK$2,208/mo
Today · 4.125%
HK$74,262
baseline
▲ 0.50% · 4.625%
HK$78,781
+HK$4,519/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,524/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,741
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,826
−HK$2,115/mo
Today · 4.125%
HK$81,941
baseline
▲ 0.50% · 4.625%
HK$86,260
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,882/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,453 · Scale 2, in force from 26 Feb 2026)