LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,823
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,031
−HK$1,227/mo
Today · 4.125%
HK$41,258
baseline
▲ 0.50% · 4.625%
HK$43,768
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,516/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,190
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,349
−HK$1,175/mo
Today · 4.125%
HK$45,524
baseline
▲ 0.50% · 4.625%
HK$47,924
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,048/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,588
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,037
−HK$1,472/mo
Today · 4.125%
HK$49,509
baseline
▲ 0.50% · 4.625%
HK$52,522
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,018/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,829
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,219
−HK$1,410/mo
Today · 4.125%
HK$54,629
baseline
▲ 0.50% · 4.625%
HK$57,508
+HK$2,879/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,258/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,353
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,043
−HK$1,718/mo
Today · 4.125%
HK$57,761
baseline
▲ 0.50% · 4.625%
HK$61,276
+HK$3,515/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,522/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,467
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$62,088
−HK$1,645/mo
Today · 4.125%
HK$63,733
baseline
▲ 0.50% · 4.625%
HK$67,093
+HK$3,360/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,466/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,882
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,056
−HK$2,208/mo
Today · 4.125%
HK$74,264
baseline
▲ 0.50% · 4.625%
HK$78,783
+HK$4,519/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,528/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,743
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$79,828
−HK$2,115/mo
Today · 4.125%
HK$81,943
baseline
▲ 0.50% · 4.625%
HK$86,262
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,886/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,469 · Scale 2, in force from 26 Feb 2026)