LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,824
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,032
−HK$1,227/mo
Today · 4.125%
HK$41,259
baseline
▲ 0.50% · 4.625%
HK$43,769
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,518/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,191
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,350
−HK$1,175/mo
Today · 4.125%
HK$45,525
baseline
▲ 0.50% · 4.625%
HK$47,924
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,050/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,589
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,038
−HK$1,472/mo
Today · 4.125%
HK$49,510
baseline
▲ 0.50% · 4.625%
HK$52,523
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,020/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,829
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,220
−HK$1,410/mo
Today · 4.125%
HK$54,630
baseline
▲ 0.50% · 4.625%
HK$57,509
+HK$2,879/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,260/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,354
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,044
−HK$1,718/mo
Today · 4.125%
HK$57,762
baseline
▲ 0.50% · 4.625%
HK$61,277
+HK$3,515/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,524/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,468
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,089
−HK$1,646/mo
Today · 4.125%
HK$63,735
baseline
▲ 0.50% · 4.625%
HK$67,094
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,470/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,883
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,057
−HK$2,208/mo
Today · 4.125%
HK$74,265
baseline
▲ 0.50% · 4.625%
HK$78,784
+HK$4,519/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,530/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,744
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,829
−HK$2,116/mo
Today · 4.125%
HK$81,945
baseline
▲ 0.50% · 4.625%
HK$86,264
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,890/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,480 · Scale 2, in force from 26 Feb 2026)