LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,826
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,034
−HK$1,227/mo
Today · 4.125%
HK$41,261
baseline
▲ 0.50% · 4.625%
HK$43,772
+HK$2,511/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,522/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,194
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,352
−HK$1,176/mo
Today · 4.125%
HK$45,528
baseline
▲ 0.50% · 4.625%
HK$47,927
+HK$2,399/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,056/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,592
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,041
−HK$1,472/mo
Today · 4.125%
HK$49,513
baseline
▲ 0.50% · 4.625%
HK$52,526
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,026/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,833
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,223
−HK$1,410/mo
Today · 4.125%
HK$54,633
baseline
▲ 0.50% · 4.625%
HK$57,513
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,266/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,357
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,048
−HK$1,718/mo
Today · 4.125%
HK$57,766
baseline
▲ 0.50% · 4.625%
HK$61,280
+HK$3,514/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,532/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,471
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,093
−HK$1,646/mo
Today · 4.125%
HK$63,739
baseline
▲ 0.50% · 4.625%
HK$67,098
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,478/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,887
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,061
−HK$2,209/mo
Today · 4.125%
HK$74,270
baseline
▲ 0.50% · 4.625%
HK$78,789
+HK$4,519/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,540/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,749
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,834
−HK$2,116/mo
Today · 4.125%
HK$81,950
baseline
▲ 0.50% · 4.625%
HK$86,269
+HK$4,319/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,900/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,520 · Scale 2, in force from 26 Feb 2026)