LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,827
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,035
−HK$1,227/mo
Today · 4.125%
HK$41,262
baseline
▲ 0.50% · 4.625%
HK$43,772
+HK$2,510/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,524/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,195
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,353
−HK$1,175/mo
Today · 4.125%
HK$45,528
baseline
▲ 0.50% · 4.625%
HK$47,928
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,056/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,592
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,042
−HK$1,472/mo
Today · 4.125%
HK$49,514
baseline
▲ 0.50% · 4.625%
HK$52,527
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,028/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,834
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,224
−HK$1,410/mo
Today · 4.125%
HK$54,634
baseline
▲ 0.50% · 4.625%
HK$57,514
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,268/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,358
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,049
−HK$1,718/mo
Today · 4.125%
HK$57,767
baseline
▲ 0.50% · 4.625%
HK$61,281
+HK$3,514/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,534/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,473
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,094
−HK$1,646/mo
Today · 4.125%
HK$63,740
baseline
▲ 0.50% · 4.625%
HK$67,099
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,480/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,889
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,063
−HK$2,208/mo
Today · 4.125%
HK$74,271
baseline
▲ 0.50% · 4.625%
HK$78,790
+HK$4,519/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,542/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,750
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,836
−HK$2,115/mo
Today · 4.125%
HK$81,951
baseline
▲ 0.50% · 4.625%
HK$86,271
+HK$4,320/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,902/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,531 · Scale 2, in force from 26 Feb 2026)