LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,828
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,035
−HK$1,227/mo
Today · 4.125%
HK$41,262
baseline
▲ 0.50% · 4.625%
HK$43,773
+HK$2,511/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,524/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,195
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,354
−HK$1,175/mo
Today · 4.125%
HK$45,529
baseline
▲ 0.50% · 4.625%
HK$47,929
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,058/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,593
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,042
−HK$1,473/mo
Today · 4.125%
HK$49,515
baseline
▲ 0.50% · 4.625%
HK$52,528
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,030/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,834
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,224
−HK$1,411/mo
Today · 4.125%
HK$54,635
baseline
▲ 0.50% · 4.625%
HK$57,515
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,270/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,359
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$56,049
−HK$1,718/mo
Today · 4.125%
HK$57,767
baseline
▲ 0.50% · 4.625%
HK$61,282
+HK$3,515/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,534/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,473
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,095
−HK$1,646/mo
Today · 4.125%
HK$63,741
baseline
▲ 0.50% · 4.625%
HK$67,100
+HK$3,359/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,482/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,890
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$72,064
−HK$2,208/mo
Today · 4.125%
HK$74,272
baseline
▲ 0.50% · 4.625%
HK$78,792
+HK$4,520/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$148,544/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,751
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,837
−HK$2,115/mo
Today · 4.125%
HK$81,952
baseline
▲ 0.50% · 4.625%
HK$86,272
+HK$4,320/mo
Deposit HK$1.70M · loan HK$15.32M · min. income ≈ HK$163,904/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,539 · Scale 2, in force from 26 Feb 2026)