LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,831
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,039
−HK$1,228/mo
Today · 4.125%
HK$41,267
baseline
▲ 0.50% · 4.625%
HK$43,778
+HK$2,511/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,534/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,200
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,358
−HK$1,176/mo
Today · 4.125%
HK$45,534
baseline
▲ 0.50% · 4.625%
HK$47,934
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,068/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,598
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,047
−HK$1,473/mo
Today · 4.125%
HK$49,520
baseline
▲ 0.50% · 4.625%
HK$52,533
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,040/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,840
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,230
−HK$1,410/mo
Today · 4.125%
HK$54,640
baseline
▲ 0.50% · 4.625%
HK$57,520
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,280/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,364
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,055
−HK$1,718/mo
Today · 4.125%
HK$57,773
baseline
▲ 0.50% · 4.625%
HK$61,289
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,546/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,480
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$62,102
−HK$1,645/mo
Today · 4.125%
HK$63,747
baseline
▲ 0.50% · 4.625%
HK$67,107
+HK$3,360/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,494/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,897
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,071
−HK$2,209/mo
Today · 4.125%
HK$74,280
baseline
▲ 0.50% · 4.625%
HK$78,800
+HK$4,520/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,560/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,759
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,845
−HK$2,115/mo
Today · 4.125%
HK$81,960
baseline
▲ 0.50% · 4.625%
HK$86,281
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,920/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,604 · Scale 2, in force from 26 Feb 2026)