LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,833
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,041
−HK$1,227/mo
Today · 4.125%
HK$41,268
baseline
▲ 0.50% · 4.625%
HK$43,779
+HK$2,511/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,536/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,201
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,360
−HK$1,175/mo
Today · 4.125%
HK$45,535
baseline
▲ 0.50% · 4.625%
HK$47,935
+HK$2,400/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$91,070/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,599
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,049
−HK$1,473/mo
Today · 4.125%
HK$49,522
baseline
▲ 0.50% · 4.625%
HK$52,535
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,044/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,841
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,232
−HK$1,410/mo
Today · 4.125%
HK$54,642
baseline
▲ 0.50% · 4.625%
HK$57,522
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,284/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,366
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$56,057
−HK$1,718/mo
Today · 4.125%
HK$57,775
baseline
▲ 0.50% · 4.625%
HK$61,291
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,550/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,481
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,104
−HK$1,645/mo
Today · 4.125%
HK$63,749
baseline
▲ 0.50% · 4.625%
HK$67,109
+HK$3,360/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,498/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,899
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,073
−HK$2,209/mo
Today · 4.125%
HK$74,282
baseline
▲ 0.50% · 4.625%
HK$78,802
+HK$4,520/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,564/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,762
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,847
−HK$2,116/mo
Today · 4.125%
HK$81,963
baseline
▲ 0.50% · 4.625%
HK$86,284
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,926/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,625 · Scale 2, in force from 26 Feb 2026)