LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,836
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,044
−HK$1,227/mo
Today · 4.125%
HK$41,271
baseline
▲ 0.50% · 4.625%
HK$43,782
+HK$2,511/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,542/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,205
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,363
−HK$1,176/mo
Today · 4.125%
HK$45,539
baseline
▲ 0.50% · 4.625%
HK$47,939
+HK$2,400/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,078/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,603
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,053
−HK$1,472/mo
Today · 4.125%
HK$49,525
baseline
▲ 0.50% · 4.625%
HK$52,539
+HK$3,014/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,050/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,845
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,236
−HK$1,410/mo
Today · 4.125%
HK$54,646
baseline
▲ 0.50% · 4.625%
HK$57,527
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,292/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,370
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,061
−HK$1,719/mo
Today · 4.125%
HK$57,780
baseline
▲ 0.50% · 4.625%
HK$61,295
+HK$3,515/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,560/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,486
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,109
−HK$1,645/mo
Today · 4.125%
HK$63,754
baseline
▲ 0.50% · 4.625%
HK$67,115
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,508/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,905
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$72,079
−HK$2,209/mo
Today · 4.125%
HK$74,288
baseline
▲ 0.50% · 4.625%
HK$78,808
+HK$4,520/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,576/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,768
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,854
−HK$2,116/mo
Today · 4.125%
HK$81,970
baseline
▲ 0.50% · 4.625%
HK$86,290
+HK$4,320/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,940/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,676 · Scale 2, in force from 26 Feb 2026)