LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,837
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,045
−HK$1,227/mo
Today · 4.125%
HK$41,272
baseline
▲ 0.50% · 4.625%
HK$43,783
+HK$2,511/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,544/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,205
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,364
−HK$1,176/mo
Today · 4.125%
HK$45,540
baseline
▲ 0.50% · 4.625%
HK$47,940
+HK$2,400/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,080/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,604
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,054
−HK$1,473/mo
Today · 4.125%
HK$49,527
baseline
▲ 0.50% · 4.625%
HK$52,540
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,054/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,847
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,237
−HK$1,411/mo
Today · 4.125%
HK$54,648
baseline
▲ 0.50% · 4.625%
HK$57,528
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,296/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,371
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,063
−HK$1,718/mo
Today · 4.125%
HK$57,781
baseline
▲ 0.50% · 4.625%
HK$61,297
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,562/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,488
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,110
−HK$1,646/mo
Today · 4.125%
HK$63,756
baseline
▲ 0.50% · 4.625%
HK$67,116
+HK$3,360/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,512/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,906
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,081
−HK$2,209/mo
Today · 4.125%
HK$74,290
baseline
▲ 0.50% · 4.625%
HK$78,810
+HK$4,520/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,580/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,770
−HK$4,201/mo
▼ 0.25% · 3.875%
HK$79,856
−HK$2,115/mo
Today · 4.125%
HK$81,971
baseline
▲ 0.50% · 4.625%
HK$86,292
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,942/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,690 · Scale 2, in force from 26 Feb 2026)