LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,839
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,047
−HK$1,228/mo
Today · 4.125%
HK$41,275
baseline
▲ 0.50% · 4.625%
HK$43,786
+HK$2,511/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,550/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,208
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,367
−HK$1,176/mo
Today · 4.125%
HK$45,543
baseline
▲ 0.50% · 4.625%
HK$47,943
+HK$2,400/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,086/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,607
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,057
−HK$1,473/mo
Today · 4.125%
HK$49,530
baseline
▲ 0.50% · 4.625%
HK$52,543
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,060/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,850
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,240
−HK$1,411/mo
Today · 4.125%
HK$54,651
baseline
▲ 0.50% · 4.625%
HK$57,532
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,302/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,375
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,066
−HK$1,719/mo
Today · 4.125%
HK$57,785
baseline
▲ 0.50% · 4.625%
HK$61,301
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,570/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,491
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,114
−HK$1,646/mo
Today · 4.125%
HK$63,760
baseline
▲ 0.50% · 4.625%
HK$67,120
+HK$3,360/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,520/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,910
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,085
−HK$2,209/mo
Today · 4.125%
HK$74,294
baseline
▲ 0.50% · 4.625%
HK$78,815
+HK$4,521/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,588/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,775
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,860
−HK$2,117/mo
Today · 4.125%
HK$81,977
baseline
▲ 0.50% · 4.625%
HK$86,298
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,954/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,730 · Scale 2, in force from 26 Feb 2026)