LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,840
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,048
−HK$1,228/mo
Today · 4.125%
HK$41,276
baseline
▲ 0.50% · 4.625%
HK$43,787
+HK$2,511/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,552/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,209
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,368
−HK$1,176/mo
Today · 4.125%
HK$45,544
baseline
▲ 0.50% · 4.625%
HK$47,944
+HK$2,400/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,088/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,608
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,058
−HK$1,473/mo
Today · 4.125%
HK$49,531
baseline
▲ 0.50% · 4.625%
HK$52,545
+HK$3,014/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,062/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,851
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,242
−HK$1,410/mo
Today · 4.125%
HK$54,652
baseline
▲ 0.50% · 4.625%
HK$57,533
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,304/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,376
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,068
−HK$1,718/mo
Today · 4.125%
HK$57,786
baseline
▲ 0.50% · 4.625%
HK$61,302
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,572/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,493
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,115
−HK$1,646/mo
Today · 4.125%
HK$63,761
baseline
▲ 0.50% · 4.625%
HK$67,122
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,522/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,912
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,087
−HK$2,209/mo
Today · 4.125%
HK$74,296
baseline
▲ 0.50% · 4.625%
HK$78,817
+HK$4,521/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,592/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,777
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,862
−HK$2,117/mo
Today · 4.125%
HK$81,979
baseline
▲ 0.50% · 4.625%
HK$86,300
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,958/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,746 · Scale 2, in force from 26 Feb 2026)