LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,841
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,049
−HK$1,227/mo
Today · 4.125%
HK$41,276
baseline
▲ 0.50% · 4.625%
HK$43,788
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,552/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,210
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,369
−HK$1,175/mo
Today · 4.125%
HK$45,544
baseline
▲ 0.50% · 4.625%
HK$47,945
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,088/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,609
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,059
−HK$1,473/mo
Today · 4.125%
HK$49,532
baseline
▲ 0.50% · 4.625%
HK$52,545
+HK$3,013/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,064/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,852
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,242
−HK$1,411/mo
Today · 4.125%
HK$54,653
baseline
▲ 0.50% · 4.625%
HK$57,534
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,306/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,377
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,068
−HK$1,719/mo
Today · 4.125%
HK$57,787
baseline
▲ 0.50% · 4.625%
HK$61,303
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,574/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,494
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,116
−HK$1,646/mo
Today · 4.125%
HK$63,762
baseline
▲ 0.50% · 4.625%
HK$67,123
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,524/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,913
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,088
−HK$2,209/mo
Today · 4.125%
HK$74,297
baseline
▲ 0.50% · 4.625%
HK$78,818
+HK$4,521/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,594/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,778
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,864
−HK$2,116/mo
Today · 4.125%
HK$81,980
baseline
▲ 0.50% · 4.625%
HK$86,301
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,960/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,755 · Scale 2, in force from 26 Feb 2026)