LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,842
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,050
−HK$1,227/mo
Today · 4.125%
HK$41,277
baseline
▲ 0.50% · 4.625%
HK$43,789
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,554/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,211
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,370
−HK$1,175/mo
Today · 4.125%
HK$45,545
baseline
▲ 0.50% · 4.625%
HK$47,946
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,090/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,610
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,060
−HK$1,473/mo
Today · 4.125%
HK$49,533
baseline
▲ 0.50% · 4.625%
HK$52,547
+HK$3,014/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,066/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,853
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,244
−HK$1,411/mo
Today · 4.125%
HK$54,655
baseline
▲ 0.50% · 4.625%
HK$57,535
+HK$2,880/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,310/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,378
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,070
−HK$1,718/mo
Today · 4.125%
HK$57,788
baseline
▲ 0.50% · 4.625%
HK$61,305
+HK$3,517/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,576/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,495
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,118
−HK$1,646/mo
Today · 4.125%
HK$63,764
baseline
▲ 0.50% · 4.625%
HK$67,125
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,528/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,915
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,090
−HK$2,209/mo
Today · 4.125%
HK$74,299
baseline
▲ 0.50% · 4.625%
HK$78,820
+HK$4,521/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,598/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,780
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,866
−HK$2,116/mo
Today · 4.125%
HK$81,982
baseline
▲ 0.50% · 4.625%
HK$86,303
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,964/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,771 · Scale 2, in force from 26 Feb 2026)