LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,842
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,050
−HK$1,228/mo
Today · 4.125%
HK$41,278
baseline
▲ 0.50% · 4.625%
HK$43,790
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,556/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,212
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,370
−HK$1,176/mo
Today · 4.125%
HK$45,546
baseline
▲ 0.50% · 4.625%
HK$47,947
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,092/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,611
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,061
−HK$1,473/mo
Today · 4.125%
HK$49,534
baseline
▲ 0.50% · 4.625%
HK$52,548
+HK$3,014/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,068/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,854
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,245
−HK$1,410/mo
Today · 4.125%
HK$54,655
baseline
▲ 0.50% · 4.625%
HK$57,536
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,310/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,379
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,071
−HK$1,718/mo
Today · 4.125%
HK$57,789
baseline
▲ 0.50% · 4.625%
HK$61,305
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,578/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,496
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,119
−HK$1,646/mo
Today · 4.125%
HK$63,765
baseline
▲ 0.50% · 4.625%
HK$67,126
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,530/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,916
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,091
−HK$2,209/mo
Today · 4.125%
HK$74,300
baseline
▲ 0.50% · 4.625%
HK$78,821
+HK$4,521/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,600/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,781
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,867
−HK$2,116/mo
Today · 4.125%
HK$81,983
baseline
▲ 0.50% · 4.625%
HK$86,305
+HK$4,322/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,966/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,781 · Scale 2, in force from 26 Feb 2026)