LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,844
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,052
−HK$1,227/mo
Today · 4.125%
HK$41,279
baseline
▲ 0.50% · 4.625%
HK$43,791
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,558/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,213
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,372
−HK$1,176/mo
Today · 4.125%
HK$45,548
baseline
▲ 0.50% · 4.625%
HK$47,949
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,096/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,612
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,062
−HK$1,473/mo
Today · 4.125%
HK$49,535
baseline
▲ 0.50% · 4.625%
HK$52,549
+HK$3,014/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,070/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,856
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,246
−HK$1,411/mo
Today · 4.125%
HK$54,657
baseline
▲ 0.50% · 4.625%
HK$57,538
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,314/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,381
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,073
−HK$1,718/mo
Today · 4.125%
HK$57,791
baseline
▲ 0.50% · 4.625%
HK$61,308
+HK$3,517/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,582/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,498
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,121
−HK$1,646/mo
Today · 4.125%
HK$63,767
baseline
▲ 0.50% · 4.625%
HK$67,128
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,534/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,918
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,093
−HK$2,210/mo
Today · 4.125%
HK$74,303
baseline
▲ 0.50% · 4.625%
HK$78,824
+HK$4,521/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,606/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,783
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,870
−HK$2,116/mo
Today · 4.125%
HK$81,986
baseline
▲ 0.50% · 4.625%
HK$86,307
+HK$4,321/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,972/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,803 · Scale 2, in force from 26 Feb 2026)