LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,845
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,054
−HK$1,227/mo
Today · 4.125%
HK$41,281
baseline
▲ 0.50% · 4.625%
HK$43,793
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,562/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,215
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,374
−HK$1,176/mo
Today · 4.125%
HK$45,550
baseline
▲ 0.50% · 4.625%
HK$47,951
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,100/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,614
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,064
−HK$1,473/mo
Today · 4.125%
HK$49,537
baseline
▲ 0.50% · 4.625%
HK$52,552
+HK$3,015/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,074/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,858
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,249
−HK$1,411/mo
Today · 4.125%
HK$54,660
baseline
▲ 0.50% · 4.625%
HK$57,541
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,320/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,383
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,075
−HK$1,719/mo
Today · 4.125%
HK$57,794
baseline
▲ 0.50% · 4.625%
HK$61,310
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$115,588/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,501
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,123
−HK$1,647/mo
Today · 4.125%
HK$63,770
baseline
▲ 0.50% · 4.625%
HK$67,131
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.92M · min. income ≈ HK$127,540/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,921
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,096
−HK$2,210/mo
Today · 4.125%
HK$74,306
baseline
▲ 0.50% · 4.625%
HK$78,827
+HK$4,521/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,612/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,787
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,873
−HK$2,116/mo
Today · 4.125%
HK$81,989
baseline
▲ 0.50% · 4.625%
HK$86,311
+HK$4,322/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,978/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,830 · Scale 2, in force from 26 Feb 2026)