LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,846
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,055
−HK$1,227/mo
Today · 4.125%
HK$41,282
baseline
▲ 0.50% · 4.625%
HK$43,794
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,564/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,216
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,375
−HK$1,176/mo
Today · 4.125%
HK$45,551
baseline
▲ 0.50% · 4.625%
HK$47,952
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,102/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,616
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,066
−HK$1,473/mo
Today · 4.125%
HK$49,539
baseline
▲ 0.50% · 4.625%
HK$52,553
+HK$3,014/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,078/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,859
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,250
−HK$1,411/mo
Today · 4.125%
HK$54,661
baseline
▲ 0.50% · 4.625%
HK$57,542
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,322/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,385
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,077
−HK$1,718/mo
Today · 4.125%
HK$57,795
baseline
▲ 0.50% · 4.625%
HK$61,312
+HK$3,517/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,590/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,503
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$62,125
−HK$1,646/mo
Today · 4.125%
HK$63,771
baseline
▲ 0.50% · 4.625%
HK$67,133
+HK$3,362/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,542/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,923
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,098
−HK$2,210/mo
Today · 4.125%
HK$74,308
baseline
▲ 0.50% · 4.625%
HK$78,830
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,616/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,789
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,875
−HK$2,117/mo
Today · 4.125%
HK$81,992
baseline
▲ 0.50% · 4.625%
HK$86,314
+HK$4,322/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,984/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,849 · Scale 2, in force from 26 Feb 2026)