LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,848
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,056
−HK$1,228/mo
Today · 4.125%
HK$41,284
baseline
▲ 0.50% · 4.625%
HK$43,796
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,568/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,218
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,377
−HK$1,176/mo
Today · 4.125%
HK$45,553
baseline
▲ 0.50% · 4.625%
HK$47,954
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,106/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,617
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,067
−HK$1,474/mo
Today · 4.125%
HK$49,541
baseline
▲ 0.50% · 4.625%
HK$52,555
+HK$3,014/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,082/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,861
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,252
−HK$1,411/mo
Today · 4.125%
HK$54,663
baseline
▲ 0.50% · 4.625%
HK$57,545
+HK$2,882/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,326/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,387
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,079
−HK$1,719/mo
Today · 4.125%
HK$57,798
baseline
▲ 0.50% · 4.625%
HK$61,314
+HK$3,516/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,596/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,505
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,128
−HK$1,646/mo
Today · 4.125%
HK$63,774
baseline
▲ 0.50% · 4.625%
HK$67,135
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,548/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,926
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,101
−HK$2,210/mo
Today · 4.125%
HK$74,311
baseline
▲ 0.50% · 4.625%
HK$78,833
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,622/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,792
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,878
−HK$2,117/mo
Today · 4.125%
HK$81,995
baseline
▲ 0.50% · 4.625%
HK$86,317
+HK$4,322/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,990/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,874 · Scale 2, in force from 26 Feb 2026)