LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,848
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,057
−HK$1,227/mo
Today · 4.125%
HK$41,284
baseline
▲ 0.50% · 4.625%
HK$43,796
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,568/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,218
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,377
−HK$1,176/mo
Today · 4.125%
HK$45,553
baseline
▲ 0.50% · 4.625%
HK$47,954
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,106/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,618
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,068
−HK$1,473/mo
Today · 4.125%
HK$49,541
baseline
▲ 0.50% · 4.625%
HK$52,556
+HK$3,015/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,082/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,862
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,253
−HK$1,411/mo
Today · 4.125%
HK$54,664
baseline
▲ 0.50% · 4.625%
HK$57,545
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,328/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,388
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,079
−HK$1,719/mo
Today · 4.125%
HK$57,798
baseline
▲ 0.50% · 4.625%
HK$61,315
+HK$3,517/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,596/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,506
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,128
−HK$1,647/mo
Today · 4.125%
HK$63,775
baseline
▲ 0.50% · 4.625%
HK$67,136
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,550/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,927
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,102
−HK$2,210/mo
Today · 4.125%
HK$74,312
baseline
▲ 0.50% · 4.625%
HK$78,834
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,624/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,793
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,879
−HK$2,117/mo
Today · 4.125%
HK$81,996
baseline
▲ 0.50% · 4.625%
HK$86,318
+HK$4,322/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,992/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,881 · Scale 2, in force from 26 Feb 2026)