LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,849
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,057
−HK$1,228/mo
Today · 4.125%
HK$41,285
baseline
▲ 0.50% · 4.625%
HK$43,797
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,570/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,219
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,378
−HK$1,176/mo
Today · 4.125%
HK$45,554
baseline
▲ 0.50% · 4.625%
HK$47,955
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,108/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,619
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,069
−HK$1,473/mo
Today · 4.125%
HK$49,542
baseline
▲ 0.50% · 4.625%
HK$52,557
+HK$3,015/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$99,084/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,863
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,254
−HK$1,411/mo
Today · 4.125%
HK$54,665
baseline
▲ 0.50% · 4.625%
HK$57,546
+HK$2,881/mo
Deposit HK$6.81M · loan HK$10.22M · min. income ≈ HK$109,330/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,389
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,080
−HK$1,719/mo
Today · 4.125%
HK$57,799
baseline
▲ 0.50% · 4.625%
HK$61,316
+HK$3,517/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,598/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,507
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,130
−HK$1,646/mo
Today · 4.125%
HK$63,776
baseline
▲ 0.50% · 4.625%
HK$67,137
+HK$3,361/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,552/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,928
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,103
−HK$2,210/mo
Today · 4.125%
HK$74,313
baseline
▲ 0.50% · 4.625%
HK$78,835
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,626/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,794
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,881
−HK$2,116/mo
Today · 4.125%
HK$81,997
baseline
▲ 0.50% · 4.625%
HK$86,320
+HK$4,323/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$163,994/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,892 · Scale 2, in force from 26 Feb 2026)