LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,850
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,059
−HK$1,227/mo
Today · 4.125%
HK$41,286
baseline
▲ 0.50% · 4.625%
HK$43,799
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,572/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,220
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,380
−HK$1,176/mo
Today · 4.125%
HK$45,556
baseline
▲ 0.50% · 4.625%
HK$47,957
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,112/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,620
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,070
−HK$1,474/mo
Today · 4.125%
HK$49,544
baseline
▲ 0.50% · 4.625%
HK$52,558
+HK$3,014/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$99,088/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,865
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,256
−HK$1,411/mo
Today · 4.125%
HK$54,667
baseline
▲ 0.50% · 4.625%
HK$57,548
+HK$2,881/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$109,334/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,390
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,082
−HK$1,719/mo
Today · 4.125%
HK$57,801
baseline
▲ 0.50% · 4.625%
HK$61,318
+HK$3,517/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,602/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,509
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,131
−HK$1,647/mo
Today · 4.125%
HK$63,778
baseline
▲ 0.50% · 4.625%
HK$67,140
+HK$3,362/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,556/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,930
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,106
−HK$2,210/mo
Today · 4.125%
HK$74,316
baseline
▲ 0.50% · 4.625%
HK$78,838
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,632/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,797
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,883
−HK$2,117/mo
Today · 4.125%
HK$82,000
baseline
▲ 0.50% · 4.625%
HK$86,322
+HK$4,322/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$164,000/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,912 · Scale 2, in force from 26 Feb 2026)