LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,851
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,060
−HK$1,227/mo
Today · 4.125%
HK$41,287
baseline
▲ 0.50% · 4.625%
HK$43,800
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,574/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,221
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,381
−HK$1,176/mo
Today · 4.125%
HK$45,557
baseline
▲ 0.50% · 4.625%
HK$47,958
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,114/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,621
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,072
−HK$1,473/mo
Today · 4.125%
HK$49,545
baseline
▲ 0.50% · 4.625%
HK$52,560
+HK$3,015/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$99,090/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,866
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,257
−HK$1,411/mo
Today · 4.125%
HK$54,668
baseline
▲ 0.50% · 4.625%
HK$57,550
+HK$2,882/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$109,336/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,392
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$56,083
−HK$1,719/mo
Today · 4.125%
HK$57,802
baseline
▲ 0.50% · 4.625%
HK$61,320
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,604/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,510
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,133
−HK$1,646/mo
Today · 4.125%
HK$63,779
baseline
▲ 0.50% · 4.625%
HK$67,141
+HK$3,362/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,558/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,932
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,107
−HK$2,210/mo
Today · 4.125%
HK$74,317
baseline
▲ 0.50% · 4.625%
HK$78,839
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,634/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,799
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,885
−HK$2,117/mo
Today · 4.125%
HK$82,002
baseline
▲ 0.50% · 4.625%
HK$86,324
+HK$4,322/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$164,004/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,927 · Scale 2, in force from 26 Feb 2026)