LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,852
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,060
−HK$1,228/mo
Today · 4.125%
HK$41,288
baseline
▲ 0.50% · 4.625%
HK$43,800
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,576/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,222
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,381
−HK$1,176/mo
Today · 4.125%
HK$45,557
baseline
▲ 0.50% · 4.625%
HK$47,959
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,114/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,622
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,072
−HK$1,474/mo
Today · 4.125%
HK$49,546
baseline
▲ 0.50% · 4.625%
HK$52,560
+HK$3,014/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$99,092/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,867
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,258
−HK$1,411/mo
Today · 4.125%
HK$54,669
baseline
▲ 0.50% · 4.625%
HK$57,551
+HK$2,882/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$109,338/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,392
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,084
−HK$1,719/mo
Today · 4.125%
HK$57,803
baseline
▲ 0.50% · 4.625%
HK$61,321
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,606/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,511
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,134
−HK$1,646/mo
Today · 4.125%
HK$63,780
baseline
▲ 0.50% · 4.625%
HK$67,142
+HK$3,362/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,560/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,933
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,109
−HK$2,210/mo
Today · 4.125%
HK$74,319
baseline
▲ 0.50% · 4.625%
HK$78,841
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$148,638/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,800
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,887
−HK$2,116/mo
Today · 4.125%
HK$82,003
baseline
▲ 0.50% · 4.625%
HK$86,326
+HK$4,323/mo
Deposit HK$1.70M · loan HK$15.33M · min. income ≈ HK$164,006/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,938 · Scale 2, in force from 26 Feb 2026)