LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,854
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,062
−HK$1,228/mo
Today · 4.125%
HK$41,290
baseline
▲ 0.50% · 4.625%
HK$43,802
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,580/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,224
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,383
−HK$1,176/mo
Today · 4.125%
HK$45,559
baseline
▲ 0.50% · 4.625%
HK$47,961
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,118/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,624
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,075
−HK$1,473/mo
Today · 4.125%
HK$49,548
baseline
▲ 0.50% · 4.625%
HK$52,563
+HK$3,015/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$99,096/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,869
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,260
−HK$1,411/mo
Today · 4.125%
HK$54,671
baseline
▲ 0.50% · 4.625%
HK$57,553
+HK$2,882/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$109,342/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,395
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,087
−HK$1,719/mo
Today · 4.125%
HK$57,806
baseline
▲ 0.50% · 4.625%
HK$61,323
+HK$3,517/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,612/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,514
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,137
−HK$1,646/mo
Today · 4.125%
HK$63,783
baseline
▲ 0.50% · 4.625%
HK$67,145
+HK$3,362/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,566/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,936
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,112
−HK$2,210/mo
Today · 4.125%
HK$74,322
baseline
▲ 0.50% · 4.625%
HK$78,844
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,644/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,804
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,890
−HK$2,117/mo
Today · 4.125%
HK$82,007
baseline
▲ 0.50% · 4.625%
HK$86,330
+HK$4,323/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,014/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,967 · Scale 2, in force from 26 Feb 2026)