LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,854
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,063
−HK$1,228/mo
Today · 4.125%
HK$41,291
baseline
▲ 0.50% · 4.625%
HK$43,803
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,582/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,225
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,384
−HK$1,176/mo
Today · 4.125%
HK$45,560
baseline
▲ 0.50% · 4.625%
HK$47,962
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,120/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,625
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,076
−HK$1,473/mo
Today · 4.125%
HK$49,549
baseline
▲ 0.50% · 4.625%
HK$52,564
+HK$3,015/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$99,098/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,870
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,261
−HK$1,412/mo
Today · 4.125%
HK$54,673
baseline
▲ 0.50% · 4.625%
HK$57,554
+HK$2,881/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$109,346/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,396
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,088
−HK$1,719/mo
Today · 4.125%
HK$57,807
baseline
▲ 0.50% · 4.625%
HK$61,325
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,614/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,515
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,138
−HK$1,647/mo
Today · 4.125%
HK$63,785
baseline
▲ 0.50% · 4.625%
HK$67,147
+HK$3,362/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,570/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,938
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,113
−HK$2,211/mo
Today · 4.125%
HK$74,324
baseline
▲ 0.50% · 4.625%
HK$78,846
+HK$4,522/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,648/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,805
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,892
−HK$2,117/mo
Today · 4.125%
HK$82,009
baseline
▲ 0.50% · 4.625%
HK$86,332
+HK$4,323/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,018/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,981 · Scale 2, in force from 26 Feb 2026)