LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,858
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,067
−HK$1,228/mo
Today · 4.125%
HK$41,295
baseline
▲ 0.50% · 4.625%
HK$43,807
+HK$2,512/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,590/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,229
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,388
−HK$1,177/mo
Today · 4.125%
HK$45,565
baseline
▲ 0.50% · 4.625%
HK$47,966
+HK$2,401/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,130/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,629
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,080
−HK$1,474/mo
Today · 4.125%
HK$49,554
baseline
▲ 0.50% · 4.625%
HK$52,569
+HK$3,015/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$99,108/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,875
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,266
−HK$1,411/mo
Today · 4.125%
HK$54,677
baseline
▲ 0.50% · 4.625%
HK$57,560
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.22M · min. income ≈ HK$109,354/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,401
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,093
−HK$1,719/mo
Today · 4.125%
HK$57,812
baseline
▲ 0.50% · 4.625%
HK$61,330
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,624/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,521
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$62,144
−HK$1,646/mo
Today · 4.125%
HK$63,790
baseline
▲ 0.50% · 4.625%
HK$67,153
+HK$3,363/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,580/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,944
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,120
−HK$2,210/mo
Today · 4.125%
HK$74,330
baseline
▲ 0.50% · 4.625%
HK$78,853
+HK$4,523/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,660/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,812
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,899
−HK$2,117/mo
Today · 4.125%
HK$82,016
baseline
▲ 0.50% · 4.625%
HK$86,339
+HK$4,323/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,032/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,038 · Scale 2, in force from 26 Feb 2026)