LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,861
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,070
−HK$1,228/mo
Today · 4.125%
HK$41,298
baseline
▲ 0.50% · 4.625%
HK$43,811
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,596/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,233
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,392
−HK$1,176/mo
Today · 4.125%
HK$45,568
baseline
▲ 0.50% · 4.625%
HK$47,970
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,136/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,633
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,084
−HK$1,474/mo
Today · 4.125%
HK$49,558
baseline
▲ 0.50% · 4.625%
HK$52,573
+HK$3,015/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,116/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,879
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,270
−HK$1,412/mo
Today · 4.125%
HK$54,682
baseline
▲ 0.50% · 4.625%
HK$57,564
+HK$2,882/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,364/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,406
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,098
−HK$1,719/mo
Today · 4.125%
HK$57,817
baseline
▲ 0.50% · 4.625%
HK$61,335
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,634/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,526
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,149
−HK$1,647/mo
Today · 4.125%
HK$63,796
baseline
▲ 0.50% · 4.625%
HK$67,158
+HK$3,362/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,592/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,950
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,126
−HK$2,210/mo
Today · 4.125%
HK$74,336
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$4,524/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,672/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,819
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,906
−HK$2,117/mo
Today · 4.125%
HK$82,023
baseline
▲ 0.50% · 4.625%
HK$86,346
+HK$4,323/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,046/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,091 · Scale 2, in force from 26 Feb 2026)