LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,861
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,070
−HK$1,228/mo
Today · 4.125%
HK$41,298
baseline
▲ 0.50% · 4.625%
HK$43,811
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,596/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,233
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,392
−HK$1,177/mo
Today · 4.125%
HK$45,569
baseline
▲ 0.50% · 4.625%
HK$47,971
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,138/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,634
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,084
−HK$1,474/mo
Today · 4.125%
HK$49,558
baseline
▲ 0.50% · 4.625%
HK$52,573
+HK$3,015/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,116/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,879
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,271
−HK$1,411/mo
Today · 4.125%
HK$54,682
baseline
▲ 0.50% · 4.625%
HK$57,565
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,364/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,406
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,098
−HK$1,720/mo
Today · 4.125%
HK$57,818
baseline
▲ 0.50% · 4.625%
HK$61,336
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,636/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,526
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,149
−HK$1,647/mo
Today · 4.125%
HK$63,796
baseline
▲ 0.50% · 4.625%
HK$67,159
+HK$3,363/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,592/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,950
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,126
−HK$2,211/mo
Today · 4.125%
HK$74,337
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$4,523/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,674/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,819
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,906
−HK$2,117/mo
Today · 4.125%
HK$82,023
baseline
▲ 0.50% · 4.625%
HK$86,347
+HK$4,324/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,046/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,095 · Scale 2, in force from 26 Feb 2026)