LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,862
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,071
−HK$1,228/mo
Today · 4.125%
HK$41,299
baseline
▲ 0.50% · 4.625%
HK$43,812
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,598/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,233
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,393
−HK$1,176/mo
Today · 4.125%
HK$45,569
baseline
▲ 0.50% · 4.625%
HK$47,971
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,138/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,634
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,085
−HK$1,474/mo
Today · 4.125%
HK$49,559
baseline
▲ 0.50% · 4.625%
HK$52,574
+HK$3,015/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,118/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,880
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,272
−HK$1,411/mo
Today · 4.125%
HK$54,683
baseline
▲ 0.50% · 4.625%
HK$57,565
+HK$2,882/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,366/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,407
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$56,099
−HK$1,719/mo
Today · 4.125%
HK$57,818
baseline
▲ 0.50% · 4.625%
HK$61,337
+HK$3,519/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,636/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,527
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,150
−HK$1,647/mo
Today · 4.125%
HK$63,797
baseline
▲ 0.50% · 4.625%
HK$67,160
+HK$3,363/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,594/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,951
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,127
−HK$2,211/mo
Today · 4.125%
HK$74,338
baseline
▲ 0.50% · 4.625%
HK$78,861
+HK$4,523/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,676/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,820
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,907
−HK$2,118/mo
Today · 4.125%
HK$82,025
baseline
▲ 0.50% · 4.625%
HK$86,348
+HK$4,323/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,050/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,104 · Scale 2, in force from 26 Feb 2026)