LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,865
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,074
−HK$1,228/mo
Today · 4.125%
HK$41,302
baseline
▲ 0.50% · 4.625%
HK$43,815
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,604/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,237
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,396
−HK$1,177/mo
Today · 4.125%
HK$45,573
baseline
▲ 0.50% · 4.625%
HK$47,975
+HK$2,402/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,146/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,638
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,088
−HK$1,474/mo
Today · 4.125%
HK$49,562
baseline
▲ 0.50% · 4.625%
HK$52,578
+HK$3,016/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,124/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,884
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$53,276
−HK$1,411/mo
Today · 4.125%
HK$54,687
baseline
▲ 0.50% · 4.625%
HK$57,570
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,374/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,411
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$56,103
−HK$1,720/mo
Today · 4.125%
HK$57,823
baseline
▲ 0.50% · 4.625%
HK$61,341
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,646/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,531
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$62,155
−HK$1,647/mo
Today · 4.125%
HK$63,802
baseline
▲ 0.50% · 4.625%
HK$67,165
+HK$3,363/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,604/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,957
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,133
−HK$2,211/mo
Today · 4.125%
HK$74,344
baseline
▲ 0.50% · 4.625%
HK$78,867
+HK$4,523/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,688/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,826
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,913
−HK$2,118/mo
Today · 4.125%
HK$82,031
baseline
▲ 0.50% · 4.625%
HK$86,355
+HK$4,324/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,062/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,152 · Scale 2, in force from 26 Feb 2026)