LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,869
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,228/mo
Today · 4.125%
HK$41,306
baseline
▲ 0.50% · 4.625%
HK$43,820
+HK$2,514/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,612/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,241
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,401
−HK$1,176/mo
Today · 4.125%
HK$45,577
baseline
▲ 0.50% · 4.625%
HK$47,980
+HK$2,403/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,154/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,643
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$48,093
−HK$1,474/mo
Today · 4.125%
HK$49,567
baseline
▲ 0.50% · 4.625%
HK$52,583
+HK$3,016/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,134/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,889
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,281
−HK$1,412/mo
Today · 4.125%
HK$54,693
baseline
▲ 0.50% · 4.625%
HK$57,576
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,386/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,416
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,109
−HK$1,720/mo
Today · 4.125%
HK$57,829
baseline
▲ 0.50% · 4.625%
HK$61,347
+HK$3,518/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,658/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,538
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,161
−HK$1,647/mo
Today · 4.125%
HK$63,808
baseline
▲ 0.50% · 4.625%
HK$67,172
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,616/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,964
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,140
−HK$2,211/mo
Today · 4.125%
HK$74,351
baseline
▲ 0.50% · 4.625%
HK$78,875
+HK$4,524/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,702/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,834
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,921
−HK$2,118/mo
Today · 4.125%
HK$82,039
baseline
▲ 0.50% · 4.625%
HK$86,364
+HK$4,325/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,078/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,218 · Scale 2, in force from 26 Feb 2026)