LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,870
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,079
−HK$1,228/mo
Today · 4.125%
HK$41,307
baseline
▲ 0.50% · 4.625%
HK$43,820
+HK$2,513/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$82,614/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,242
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,402
−HK$1,176/mo
Today · 4.125%
HK$45,578
baseline
▲ 0.50% · 4.625%
HK$47,981
+HK$2,403/mo
Deposit HK$8.52M · loan HK$8.52M · min. income ≈ HK$91,156/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,643
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$48,094
−HK$1,474/mo
Today · 4.125%
HK$49,568
baseline
▲ 0.50% · 4.625%
HK$52,585
+HK$3,017/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$99,136/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,890
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$53,282
−HK$1,412/mo
Today · 4.125%
HK$54,694
baseline
▲ 0.50% · 4.625%
HK$57,577
+HK$2,883/mo
Deposit HK$6.82M · loan HK$10.23M · min. income ≈ HK$109,388/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,417
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$56,110
−HK$1,720/mo
Today · 4.125%
HK$57,830
baseline
▲ 0.50% · 4.625%
HK$61,349
+HK$3,519/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$115,660/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,539
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$62,162
−HK$1,647/mo
Today · 4.125%
HK$63,809
baseline
▲ 0.50% · 4.625%
HK$67,173
+HK$3,364/mo
Deposit HK$5.11M · loan HK$11.93M · min. income ≈ HK$127,618/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,965
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,141
−HK$2,212/mo
Today · 4.125%
HK$74,353
baseline
▲ 0.50% · 4.625%
HK$78,877
+HK$4,524/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$148,706/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,836
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,923
−HK$2,118/mo
Today · 4.125%
HK$82,041
baseline
▲ 0.50% · 4.625%
HK$86,365
+HK$4,324/mo
Deposit HK$1.70M · loan HK$15.34M · min. income ≈ HK$164,082/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$639,230 · Scale 2, in force from 26 Feb 2026)